I’ve sold my company and I don’t know how to manage the capital received

Take control of your wealth.

Tell us your situation in 20 minutes, no commitment.

Talk to an advisor →

I've sold my company and now I have more money than I've ever managed in my life.

That was exactly what happened to Roberto.

Roberto, 54. Industrial entrepreneur. Zaragoza.

After 25 years running a car components manufacturing company, he received an offer from a private equity fund he couldn't refuse. Sale price: €2.8M. On the day of signing, he had more money in his account than in his entire previous life.

And he had no idea what to do with it.

His situation when he came to Quality Finance:

  • €2.8M in a current account, uninvested
  • Primary residence and holiday home, both mortgage-free
  • Pension plan with €180,000
  • No experience in financial markets
  • Significant tax impact if not structured correctly from day one

He had spoken with several banks. They all wanted to sell him their own products. A lawyer friend recommended Quality Finance:

"They won't push anything on you. They'll explain exactly what makes sense for your situation."

What we did together

1. Immediate tax planning‍

We structured the reinvestment to defer part of the income tax and reduce the tax bill for the year of the sale. Estimated tax saving in year one: over €280,000.

2. Wealth architecture

‍We defined the optimal structure between personal assets and a holding company to manage the investment with greater long-term tax efficiency.

3. Layered portfolio

  • Layer 1 — Operating liquidity (€500,000): deposits and very short-term fixed income
  • Layer 2 — Income (€800,000): medium-term fixed income with distribution
  • Layer 3 — Growth (€1,200,000): globally diversified equities
  • Layer 4 — Alternatives (€300,000): assets with low market correlation

4. Succession planning

‍With this level of wealth, an unplanned inheritance can generate enormous tax costs for his children. We designed a structure to minimise that impact from day one.

Roberto went from having €2.8M sitting idle in an account to having a structured wealth strategy within 6 weeks. For the first time since the sale, he felt in control.

All case details have been modified to protect privacy. Presented for informational purposes only.