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I want to secure the future of my child with a disability

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When you have a child with a disability, one question keeps you awake more than any other: what will happen when I'm no longer here?

Planning that answer in good time is the greatest act of care you can offer.

That is what led Marta and her husband to seek help.

Marta, 55, doctor, mother of a son with a disability

Her son Pablo, 22, will need support for the rest of his life. Their situation when they came to Quality Finance:

  • A family home and considerable savings
  • No specific arrangement in place to protect Pablo
  • Doubts about how to leave him assets without jeopardising his benefits
  • Concern about who would manage everything in the future

They had heard of protected assets for people with disabilities, but nobody had explained how it fitted their particular case.

“I just want to know that, whatever happens, Pablo will be well looked after.”

They came to Quality Finance to bring order and foresight.

What did we do together?

We designed a plan built to outlast them.

  • Lifelong needs: We estimated the annual cost of Pablo's care over the coming decades.
  • Protected assets: We studied the specific legal and tax arrangements available for people with disabilities.
  • Compatibility with benefits: We reviewed how to organise the family's wealth without compromising public benefits.
  • Very long-term investment: We built a portfolio designed to sustain those expenses throughout his life.
  • Succession in management: We set out who would administer everything, and how, when they were no longer there.

After the report, Marta and her husband understood that:

  • There were tools designed for situations like theirs
  • Planning ahead multiplied the options available
  • They could leave everything organised and in writing

Peace of mind for the whole family

The family went from vague anxiety to a clear plan they can review. Pablo now has a future that is planned, not improvised.

All details of this case have been changed to protect privacy. It is an illustrative example and not a recommendation to invest.