Financial advisor in Pamplona

I am Eduardo Estallo, a financial advisor registered with the CNMV. I help families and professionals in Pamplona and Navarre manage their wealth in a personalised way, taking account of one key piece: the Navarrese tax regime.

Navarre is taxed differently

The Economic Agreement gives Navarre its own rules for income tax and for inheritance and gift tax. Planning an inheritance, a sale or your retirement in Navarre is not done the same way as in common territory. Your strategy starts from that framework, not from a generic one.

Open architecture

I choose funds one by one from everything the market offers, according to your case. No model portfolio handed out in series and no closed catalogue from a single manager. The strategy is designed for you.

Who we work with:

Wealth from EUR 300,000 upwards that needs order and judgement: family businesses, professionals and families facing a significant decision about their assets.

In Pamplona, in person or remotely

A first meeting with no commitment, in person or by video call. Closeness is measured by the follow-up.

What we typically solve in Pamplona

The questions that reach us from Pamplona and Navarre repeat themselves: how to plan an inheritance or a lifetime gift under the Navarrese tax regime, what to do with the proceeds of selling a company, how much is needed to retire without lowering your standard of living, and how to organise the wealth of a family business. These are decisions you make once and they shape the following decade.

Frequently asked questions

What is your minimum?

From EUR 300,000. Below that figure, the level of personal follow-up we provide does not pay off for the client. If you are close to the threshold, tell us and we will look at it with no commitment.

Do you take the Navarrese tax regime into account?

Yes, that is the starting point. The Economic Agreement gives Navarre its own rules for income tax and for inheritance and gift tax, with different rates and reliefs from common territory. Planning an inheritance or a sale without that framework in front of you usually proves expensive.

Do we have to meet in person in Pamplona?

Not necessarily. The first meeting can be face to face or by video call, whichever you prefer. The follow-up afterwards is the same either way.

I already hold a portfolio at another bank. What do we do with it?

That is the usual situation. We review what you hold, what fees you are paying and what fits your plan. In Spain, switching between investment funds is not taxed until you redeem, so reorganising a portfolio need not trigger a tax bill.